Directcard™ Privacy Policy

Effective Date: 9/1/25

Introduction

Directcard, Inc. (“Directcard,” “we,” “our,” or “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, share, and safeguard your information when you visit our website, use our mobile application, or interact with our credit-related services (collectively, the “Services”).

1. Personal Information We Collect

We collect personal data directly from you, automatically when you use our Services, and occasionally from third parties such as credit bureaus or verification providers. Information includes identification, financial, account, device, and usage data.

2. How We Use Your Information

We use your information to process applications, manage your account, report credit activity, prevent fraud, improve user experience, and comply with legal obligations.

3. How We Share Your Information

We do not sell your personal data. We share information with trusted partners for essential functions such as transaction processing, fraud prevention, legal compliance, and service improvement.

4. Your Privacy Choices

You may opt out of marketing emails, manage cookies, and request access or corrections to your data by emailing privacy@directcard.com. We honor valid Global Privacy Control signals where applicable.

5. Security

We maintain reasonable physical, electronic, and procedural safeguards to protect your information. Despite our efforts, no security system is infallible.

6. Third-Party Links

Our website may contain links to other sites. We are not responsible for their privacy or security practices. Review their privacy policies before engaging with them.

7. Children’s Privacy

Directcard does not knowingly collect or solicit personal data from children under 13. If discovered, such data will be deleted promptly.

8. California Privacy Rights (CCPA/CPRA)

California residents have the right to know, delete, correct, and opt out of data sharing, as well as the right to non-discrimination. Requests can be submitted to privacy@directcard.com with 'California Privacy Request' in the subject line.

9. Data Retention

We retain your personal data only as long as necessary for legal, regulatory, and operational requirements.

10. Accessibility

We strive to make this Privacy Policy accessible. If you need it in another format, contact us at privacy@directcard.com.

11. Contact Us

If you have any questions about this Privacy Policy or your personal information, please contact us at: Directcard, Inc. Attn: Privacy Department 900 Sunset Blvd, West Hollywood, California, 90069 privacy@directcard.com www.directcard.com © 2025 Directcard, Inc. All Rights Reserved. Directcard™ and the Directcard logo are trademarks of Directcard, Inc