Hard work
deserves recognition
and we're here to make sure it gets it
We're building credit solutions that see the whole you.
The credit system wasn't built for everyone
But we know there's so much more to the story. We see the gig worker who juggles three jobs to support their family. We see the recent graduate building their career from the ground up. We see the small business owner who's been paying bills on time for years, even if those payments don't show up on a credit report.
Millions of Americans work hard every day, manage their finances responsibly, and still get turned down for credit. Why? Because traditional lenders only look at one narrow slice of your financial life—your credit score.
That's why we created Directcard—to build a credit system that looks at who you really are and what you're actually doing with your money. We're not perfect, and we're constantly learning and improving our approach. But every day, we're working to make credit more accessible and more fair.
The Directcard difference
Join us in building something better
We're looking for passionate people who believe everyone deserves a fair shot at financial opportunity.